Personal Spending Plan

Our Personal Spending Plan can really help you find money. My friend was amazed at how much money they were spending without even realizing they were doing it. Because they tracked all the money they spent for just one month they listed on the “Personal Spending Plan” they found nearly $1000 they were just wasting. — A happy user

Your Personal Spending Plan — No one wants to budget their money – you want to spend your money. So we have included a Personal Spending Plan to help you spend your money in a manner that gives you the most pleasure. Avoid spending your money on things you don’t like such as high interest rates and late fees.

It’s your money – spend it wisely. Get out of debt, build your personal wealth, and have fun in the process.

Review your Personal Spending Plan

1. Look for all the money you spend or owe – Be brutally honest with yourself.
   • Look at your Credit Report
   • Look around at:
     • Rent
     • $ owed to family / friends
     • $ you know you are about to spend
2. Eliminate the waste (Look at the “Want to’s” – how much are you spending on fast food?).
   • Cut the fat – maybe even some meat
   • Look for alternatives:
     • Sell something
     • Part time job
     • Buy cheaper beer
3. List everything on ONE sheet of paper (use the Personal Spending Plan).
   • Pick the smallest balance and PAY IT OFF (Fight the most winnable fight first).
     • Pound that ONE debt vigorously until it is dead.
     • Bury the debt (don’t use it anymore).
   • Get the next debt in line.

Now you are out of debt and have money for fun. It is your money – spend it your way.

Personal Spending Plan

Fill out the form below with your information to tally all of your income and expenses. The blue box at the bottom of the page lists the summary and shows “Where you are” and the “Debt Crusher” amounts. Debt Crusher is what you use to reduce (crush) your debt.